Attention homeowners in Canoga Park and Los Angeles County: Get an Appraisal today!
See the top 7 reasons California homeowners call on DJ Valuations:
At DJ Valuations, we understand the individual needs of a homeowner looking for appraisal services. Our customary business clients are used to the appraisal process and the customary reporting formats. Being a homeowner that most likely doesn't see an appraisal on a regular basis, you will receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document our findings.
Pre-listing Services/For Sale by OwnerSince you have an emotional attachment to your own home, it's often very hard to be objective about it. The professional appraisers at DJ Valuations will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very valuable as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your home will attract buyers. It's something tangible to show the buyer. The appraisal is an independent third party's opinion of your home's value, not just you saying how much your house is worth. Potential buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to a professional appraiser's value estimation than yours.
Challenge Tax AssessmentIf you live in a local area that is going down or not appreciating as much as other properties close by, your local tax assessor may have your house overvalued. That only means you're most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better. An expert appraisal from DJ Valuations is your number one weapon when challenging your property tax assessment.
Appraisals to remove PMIGetting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a popular way to cut costs for homeowners. Once your mortgage loan is down below 80% of the value of your house, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We are seasoned in helping homeowners just like you do away with unwanted and unneeded PMI insurance.
Recently got a freeze to your HELOC?If your property is near a declining area, your lender may just choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be negative on your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow standpoint. DJ Valuations can help you reinstate your home equity line of credit with an expert appraisal.
Do You Need Field and Desktop Appraisal Review Services?Would you wish a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you desire a seasoned appraiser to double-check your appraisal for efficiency? DJ Valuations offers field reviews where we go out and check the subject and comps in question. Or, if you need it immediately, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide you with a retrospective review of any appraisal you may have had done before. Although most review work is requested by lenders, homeowners that have reason to believe a prior appraisal wasn't above board are wise to invest in a second opinion.